Six Inch Scallop Kraft Card with CTMH Believe Paper and Holiday Pockets

Baker's Twine is a nice festive embellishment

 I had a plan to start making one Christmas card every week starting in the beginning of September.  Well, I didn't realize that it was already the SECOND week of September when I started this card last night!  Wow, does time fly!  This clean and simple card uses all CTMH materials except for the baker's twine.

Paper rosette made with Martha Stewart Scallop 3-dot edge punch

The sentiment stamped in the corner comes from the Christmas Cheer set. The card base is from the Kraft Die-Cut card set.  The circles are punched with 1/2" and 3/4" punches from SU!.